Placepoint

Hjemmel

Hjemmel (registered legal title) is the legal right of ownership to a fixed property. It is the hjemmel that is registered in grunnboken and that decides who officially counts as owner, and therefore who can sell, mortgage or otherwise dispose of the property.

There are two main types of hjemmel. Grunnbokshjemmel (also called eierhjemmel, the owner's title) is the right to the property itself and is normally transferred by a skjøte (deed). Særskilt panthjemmel is a limited title that gives the right to mortgage the property without being the owner, and is used in group company structures or when security is transferred, among other things. In practice, it is grunnbokshjemmel that people mean when they talk about "having hjemmel" to a property. The party listed with the hjemmel is called the hjemmelshaver (registered title holder).

Hjemmel is governed by the Land Registration Act (tinglysingsloven) of 1935, and the principle is that whoever is registered first as hjemmelshaver has the best right. Under the Land Registration Act, section 20, the time of registration decides priority between competing rights. That is why grunnboken is central in every property transaction: the buyer gains legal protection against third parties when the transfer of title is registered, and the seller is finally released from the property at the same time.

The transfer of title itself triggers two costs. A fixed registration fee is paid per document to Kartverket, and in addition document duty of 2.5% of the property's market value. The tax basis is the sale value under the Document Duty Act, section 7; the rate is set annually by the Storting. The duty is paid by the acquirer and is the largest single cost in most transactions. Certain transfers are exempt: inheritance under the law, gifts between spouses, and transfer of a share in a borettslag (housing co-operative), where the hjemmel lies with the co-operative, not with the shareholder.

An important distinction is that hjemmel is not the same as actual ownership. A real owner may choose not to register the transfer, often to save document duty (known as a blankoskjøte, a blank deed). The owner has then bought the property, but the seller is still listed as hjemmelshaver in grunnboken. That carries risk: without registered title, the buyer has no legal protection against the seller's creditors, and a bankruptcy or an attachment on the seller's side can hit the property before the buyer manages to secure it. For a borettslag, the hjemmel lies permanently with the co-operative, and transfer of a co-operative flat happens through registration in Borettsregisteret, not through a transfer of title in grunnboken.

Transfer of title can happen by skjøte (purchase or gift), by a declaration of title after inheritance, or by compulsion through the enforcement authorities in a forced sale. The probate court can also issue a title document in a public estate settlement. When part of a property is subdivided, a transfer of land area or a division must be carried out before new title can be registered on the separated plot.

In Placepoint, the hjemmelshaver and the title details are shown directly in the property panel when you click a property on the map, together with registered encumbrances and mortgages, so you do not need to obtain a land register extract for every lookup. Report: Ownership structure and hjemmel goes on from the hjemmelshaver to the company behind it and the ownership chain above.

How it looks in Placepoint

In Placepoint you find this in Property panel:

Hjemmel in Placepoint

From Placepoint's dictionary: Hjemmel

More information: Kartverket: Transferring property, Lovdata: Tinglysingsloven, Skatteetaten: Document duty

English: Registered title (legal title to real property).

Common questions we come across

What is the difference between hjemmel and ownership?

Hjemmel is the registered, legal right of ownership in grunnboken. Actual ownership can lie with someone else, for example if the buyer has taken over the property without registering the skjøte. Only registered title gives legal protection against the seller's creditors.

How much does it cost to transfer hjemmel?

A transfer of title triggers document duty of 2.5% of the property's market value plus a fixed registration fee per document. The duty is paid by the acquirer.

Who holds the hjemmel in a borettslag?

In a borettslag, the hjemmel to the property itself lies with the borettslag. The shareholders own shares in the co-operative, not fixed property, and transfers are registered in Borettsregisteret.

What is særskilt panthjemmel?

Særskilt panthjemmel gives the right to mortgage a property without being the owner. It is typically used in group company structures where a parent company or a subsidiary provides security for the other.

Can you own without holding hjemmel?

Yes, but it is risky. Without registered title, the buyer has no legal protection against the seller's creditors or bankruptcy estate, and a later acquirer acting in good faith can win the right to the property by registering first.